Archive for the ‘car discounts’ Category

Ground to Gas Tank: the Journey of Gasoline

Saturday, July 17th, 2010


In the early days of oil exploration, the most demanded resource that could be obtained from oil through distillation was kerosene, which was widely used for lamp oil across the United States. The volatile nature of gasoline made it an impractical byproduct of petroleum, and it was often discarded. Gasoline, once a useless byproduct, saw a major upturn in demand as the automobile gained a stronghold as the major source of transportation in the U.S. Today, gasoline is the most highly demanded petroleum product, and the oil industry strives to continually improve processes and maximize the amount of gasoline that can be produced per barrel of crude oil.

Crude oil originates deep within the earth as the result of a combination of complex processes involving the breakdown of organic matter under intense heat and pressure. Oil collects deep underground in large deposits called reservoirs, which companies such as Western Pipeline Corporation seek to discover and produce through drilling operations. Once oil is produced from the earth, it is transported via pipeline, truck, railroad, vessel or a combination of these means to refineries. Crude oil is naturally occurring, but must be treated at specialized refining facilities to obtain high demand gasoline and the multitude of other petroleum products used today. The production, treatment and distribution of gasoline used to power automobiles require coordination among automobile manufacturers, parts suppliers and refineries to ensure compatibility and proper performance of the end product.

The amount of gasoline that is naturally produced per barrel of crude is not sufficient to meet the extensive demand for gasoline in the U.S. The early 1900s brought about the utilization of cracking as a means of significantly increasing the amount of gasoline that can be obtained per barrel of crude oil. Cracking involves the breakdown of large hydrocarbons into smaller ones, facilitating increased gasoline production. Cracking methods continue to progress and aim to improve on the ratio of gasoline that can be obtained from crude oil.

Once gasoline as we know it reaches its final state at a refinery, it must be distributed to service stations across the nation and the world to be purchased by end consumers. The price that the end consumer pays for gasoline is determined in part by the distance that the gasoline must be transported, with longer travel distances incurring additional logistical costs. Continued consumer reliance on automobiles as a major means of transportation suggests that the oil industry must continue to improve on production and refining process in order to satisfy demand.

What You Need To Know About Cheap Car Insurance Quotes Before You Buy

Sunday, July 11th, 2010


When getting free quotes online between the many car or auto insurance companies in business today, there are many things to consider. Spending a few moments researching online will pay off in good discounts and lower or cheaper car insurance quotes, rates and prices. You’ll want to consider long established as well as some of the newer insurance companies for cheaper rates.

The newer auto insurance companies are competing for your business; however they don’t have the history that the more established companies have. With the ease these days of being able to go online anytime and get these free, cheap car insurance quotes in a matter of minutes shouldn’t prevent anyone from finding out what’s is available at the best price.

When you’re doing your online research you’ll want to check out the car insurance companies’ rates, the types of coverage they provide, the deductible information and any and all discounts that they have available. Auto or car insurance rates and quotes are never the same for each company. You’ll find many variables in the plans. You definitely want to compare insurance policies; compare the wide range of deductibles that are offered and compare the level of coverage they provide because they can vary quite a bit.

Of course if you’re already insured you can choose to stay with your current insurance company but low cost or cheaper rates may be a good reason to switch to another insurance company. Keep in mind that the insurance companies do change their rates from time to time so the quote you got yesterday may not be valid today. You’ll want to make sure that you have full coverage or at least the coverage you basically need in your insurance policy. Also you’ll want to know that the insurance agents will be easy to contact at their office or home.

Make sure to check out the online discount car insurance brokers who can give you fast online cheap car insurance quotes from several different companies. You can also look for companies that offer discounts to good drivers, giving you another good reason to concentrate on driving defensively and keeping focused. If you don’t have a very good driving record you may not be able to get the deductible you want. Make an attempt to focus on turning your driving record around to lower your insurance costs.

It’s easy to visit insurance company websites and request free cheap car insurance quotes; you’ll need to give them some very basic, detailed information about your car insurance history, your current situation and what you need in terms of your policy. Some car insurance companies take into consideration the credit report rating in determining the level of risk for the insurance company. If you have poor credit or bad marks on your credit report you’ll want to find a company that doesn’t look at FICO or credit scores in making its decision about what rates they’ll quote you. Every auto insurance company has low cost deductions; make sure to ask what they are.

Most of the single line and multiple line companies offer discounts and other great benefits if you carry multiple car insurance policies and also other lines of insurance in the same household. Take a good look at your current policy before you renew it; often there are a few things you can rid of that would greatly reduce the cost.

If you haven’t had any accidents that were your fault and you know you’re a good driver, consider getting a higher deductible so you would pay out a larger sum of money in the event you have an accident that’s your fault but save on your annual insurance premium. If you’ve always been with one company, don’t assume you’re getting the best rate; make sure to compare policies and get several quotes from other companies.

If you do your research you’ll find the best, affordable car insurance rates for the best price. Finding out what a car insurance company can do for you in terms of the discounts offered will help determine if you’re getting the best online cheap car insurance quotes.

Oil Change Franchising: What you Need to Know Before you Sign Up

Sunday, July 11th, 2010


An oil change franchise enables you, the investor or “franchisee”, to operate a well-known oil change business from a larger company, or “franchisor”. This allows the franchisee to use the franchisor’s name for limited time, along with some assistance and possibly limitations.

You will find that some oil change franchisor’s are not very picky about who buys into their oil change franchise. Most of the time, all an oil change franchisor will care about is whether or not you can pay the fees, and, assuming you have a spotless legal record, they will usually trust you to do the work. These particular oil change franchisors will give the oil change franchisee a lot of freedom to develop his or her branch of the business their way, but they may not offer too much help when a great need arises. Then there is the other extreme of an oil change franchisor who will constantly micro-manage the franchisee, and will go to great lengths to insure a great number of checklists and communication are taking place.

Oil Change Franchise Cost

You will have to pay a franchise fee, and you will then be given a system developed by the company, or “franchisor”. Any oil change franchise (as well as any franchise, in general) are required, by law, to present the franchisee a document called the Uniform Franchise Circular Offering (UFOC). The UFOC outlines the franchisee’s fees, as well as their individual rights and restrictions.

The franchise fee is really only the beginning cost, as you will also need to pay for real estate deposits, utilities, supplies, insurance, office equipment, site preparation, site building, advertising, licenses, permits, legal, plus operating capital. All these costs plus expenses can equal two to three hundred thousand dollars or higher. A buyer should consider a lawyer if he or she wishes to negotiate the contract of the franchisor. If a buyer needs to apply for a loan, there are many SBA loans that are easily available for those in the market for an oil change franchise.

As you can see, you will definitely need a lot of money before you buy into an oil change franchise. However, you should be able to make up for the expense with the percentage of gross profits. It may take a while before you make some “real money” from this investment.

Therefore, in order to maximize on your profits of your oil change franchise, there are a few factors you need to consider: market, name-recognition, and staff.

The Current Market

Look at where you want to open your oil change franchise, and ask yourself if there are already plenty of places where customers can get their oil changed. You don’t want to open up an oil change franchise where there are already several available. After all, most people in that area will have already developed a relationship with their current oil change station. However, this may be a love/hate relationship. If you want to start your oil change franchise in an area surrounded by “healthy competition”, you should ask the people in the area what they think about the oil change businesses that they use. Keep your ears open to the usual complaints, such as: “they charge too much”, or “the service wasn’t good”, or “they take too long”. One of the favorite complaints of oil change franchises is when a customer takes the car in for what he or she believes to be a simple oil change, but the mechanic ends up recommending other high-priced (and sometimes unnecessary) repairs to the vehicle.

Once you know the weaknesses of the other oil change businesses, ask yourself a few questions to see if you can fill a need that your competition can’t.

Can you do an oil change in less time? Most customers want to be in-and-out of their oil change in less than an hour, some as soon as ten or fifteen minutes. If you know a way that you can do a quality job and shave off a few minutes less than the competition, then you have a definite edge.

Can you perform an oil change at a substantially lower price? If Wal-Mart has taught us anything, it’s that customers are most attracted to the product that dents their pocketbooks the least. You might be surprised how quickly the word gets out if your prices are substantially lower than your competition.

Can you offer a customer friendlier service? Believe it or not, customer service is often the least emphasized aspect of most businesses, but the one that actually brings in the most sales. You would be surprised at how much repeat business you will receive if you show a customer that you care about them. Even businesses that charge higher and do a bad job can succeed if they have friendly people working there.

Name-recognition

Before choosing an oil change franchise, you should check the name and reputation of the company. Feel free to call other businesses of that oil change franchise. Talk to the franchisor, and listen to their experiences. If they seem like they don’t want to talk about it, or seem rather discouraging, better move on to the next oil change franchise on the list.

If you haven’t learned this real-world business lesson yet, then listen now: a great name is no guarantee of high earnings. If you want to view the earnings of a particular oil change franchise, many of the oil change franchises will have earnings claims on their UFOC.

Name recognition is also helpful as a market strategy. If location is not important when starting your oil change franchise, you should consider starting one in an area where there are several successful oil change franchises of the same company. You should then establish your oil change franchise of same name somewhere on the outer edge, away from the other oil change franchises. The reputation of the other franchises will automatically boost your oil change franchise even before your base of operations is built.

Staff

Once you have franchising rights, you are probably going to have to hire the talent on your own. You are more than likely going to have to hire from whoever is the best in your immediate area. Unless you’re willing to go to other oil change businesses and head-hunt, you might have to resort to inexperienced labor. Fortunately, an oil change isn’t something that requires too much training, but many oil change franchises are also full-service businesses as well. You might need some prime mechanics, if you can get them. Hopefully, you know a few trustworthy people who know the ins and outs of a car, and would have no problem adapting to oil change for a living.